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	Executive Summary Dashboard
	Key pricing metrics and model outputs at a glance
	Combined Ratio			Return on Equity			Indicated Rate Change
	Target:	98.0%		Target:	4.6%		Direction:	+2.5%
	97.0%	FAIL		10.0%	FAIL			Increase
	Expected Loss Ratio			UW Expense Ratio			Operating Profit (Pre-Tax)
	Industry:	62.0%		Fixed / Variable:	26.5%		After-Tax:	$2,915,270
	60.0%	Above Industry		6.3%	27.2%			$2,303,063
	Pricing Summary by Risk Class
	Risk Class	Relativity		Adj Loss Ratio	Gross Premium		Policy Count	Total Premium
	Class 1 - Preferred	0.75		42.6%	$3,713		4,200	$15,595,317
	Class 2 - Standard	1.00		56.8%	$4,951		5,400	$26,734,830
	Class 3 - Moderate	1.25		71.0%	$6,189		3,000	$18,565,854
	Class 4 - Substandard	1.55		88.1%	$7,674		1,650	$12,661,912
	Class 5 - High Risk	2.00		113.7%	$9,902		750	$7,426,342
	Total / Weighted Avg	1.09		62.0%	$5,399		15,000	$80,984,255
	Key Model Parameters
	Parameter	Value		Parameter	Value
	Experience Period	5  Years		Target Profit Margin	5.0%
	Credibility Weight (Z)	0.8		Target ROE	10.0%
	Loss Trend Factor	2.5%		Tax Rate	21.0%
	Loss Dev Tail Factor	1.03		Premium-to-Surplus Ratio	1.8x
	Investment Income Rate	4.0%		CAT + Large Loss Loading	2.5%
	Permissible Loss Ratio	69.7%		Total Policies	15,000
	Note: This dashboard pulls all values dynamically from model sheets. Change assumptions to see real-time impact.