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	Error Checks & Model Validation
	Automated integrity checks to validate model consistency and flag potential issues
	Overall Status:		2 CHECK(S) FAILED
	Model Validation Checks
	#	Check Description	Status	Expected	Actual	Notes
	1	Risk class exposure % sums to 100%	PASS	100.0%	100.0%	Sum of risk class exposure weights
	2	Territory exposure % sums to 100%	PASS	100.0%	100.0%	Sum of territory exposure weights
	3	Expense ratio reconciliation	PASS	33.5%	33.5%	Assumptions vs Expense Loading total
	4	Combined ratio between 50%-150%	PASS	50%-150%	98.0%	Reasonableness check on combined ratio
	5	Expected loss ratio is positive	PASS	> 0%	62.0%	Loss ratio must be positive
	6	Credibility weight between 0 and 1	PASS	0 - 1	0.8	Credibility must be in [0,1] range
	7	Avg historical loss ratio 20%-120%	PASS	20%-120%	63.5%	Historical average loss ratio check
	8	Premium trend factor is positive	PASS	> 0%	3.0%	Premium trend should be positive
	9	All expense ratios are non-negative	PASS	All >= 0	0.3%	No negative expense ratios allowed
	10	Loss + Expense + Profit = ~100%	PASS	~100%	101.7%	Total components should approximate 100%
	11	Wtd avg class relativity near base	PASS	0.5 - 2.0	1.09	Should be near 1.0 for balanced portfolio
	12	Total policy count is positive	PASS	> 0	15,000	Must have policies to rate
	13	ROE meets minimum target	FAIL	10.0%	4.6%	Actual ROE vs target ROE
	14	Combined ratio within target	FAIL	97.0%	98.0%	Operating combined ratio vs target
	15	Loss dev CDF to ultimate > 1.0	PASS	>= 1.0	1.376	Selected CDF must be at least 1.0
	Summary
	Total Checks:	15
	Passed:	13
	Failed:	2
	Pass Rate:	86.7%